Stonewater Homes under $500,000

Welcome to Stonewater, a charming subdivision nestled in the heart of Cape Coral, Florida. Known for its picturesque landscapes and friendly atmosphere, Stonewater is an ideal community for families, retirees, and everyone in between. With a prime location in Lee County, residents enjoy a serene suburban lifestyle while being just a stone's throw away from the vibrant culture and amenities of Cape Coral.

Stonewater features an impressive selection of homes, with many options available under $500,000. This makes it a fantastic choice for first-time homebuyers or those looking to downsize without compromising on quality. The homes in this subdivision boast modern designs, spacious layouts, and beautiful outdoor spaces, perfect for enjoying the idyllic Florida weather. Many properties come equipped with upgraded kitchens, cozy living areas, and private backyards, providing the perfect backdrop for family gatherings or tranquil evenings under the stars.

Residents of Stonewater benefit from a close-knit community feel, with friendly neighbors and well-maintained common areas. The subdivision is conveniently located near parks, schools, and shopping centers, ensuring that all your daily needs are easily met. Plus, with Cape Coral's stunning waterfront and recreational opportunities just minutes away, you'll have endless options for outdoor adventures and relaxation.

Whether you're looking for a starter home or a cozy retreat, Stonewater offers a delightful blend of comfort, community, and affordability. Come explore the possibilities and see why so many are choosing to call Stonewater home!

Newest Stonewater Homes under $500,000

$435,000

3 Beds ⋅ 2.5 Baths ⋅ 2026042128 MLS

Exceptional lakefront living in gated Stonewater! Enjoy beautiful eastern exposure, spectacular sunrises, and peaceful water views from your screened lanai overlooking the community’s expansive lake, where local wildlife provides a daily dose of nature. This beautifully appointed home offers an open great-room design, a spacious den/home office behind elegant double French doors, and a kitchen featuring white shaker cabinetry, granite countertops, and pendant lighting over the breakfast bar. Impact-resistant windows provide added peace of mind, while the generous 640-square-foot garage offers plenty of room for vehicles, storage, and hobbies. The Sellers have invested thousands of dollars in thoughtful upgrades that enhance both comfort and style. Highlights include premium Hunter Douglas window treatments, with automated PowerView blinds on the sliding glass doors alone representing a $6,000 investment, plus plantation shutters and Duette shades in select rooms. The second bathroom has been remodeled with a tub-to-shower conversion, tiled flooring, and a glass sliding shower door. Additional enhancements include ceiling fans, in-wall TV wiring, a screened front entry, a privacy panel along the lanai, whole-house gutters, and attractive river rock landscaping replacing traditional mulch. Stonewater offers a sought-after gated community lifestyle with resort-style amenities, including a swimming pool, fitness center, tennis and pickleball courts, and a playground. Experience the perfect blend of lakefront tranquility, modern comforts, valuable upgrades, and resort-style living in desirable Cape Coral.

447 Spring Hill Lake LOOP, Cape Coral

$390,000

3 Beds ⋅ 2 Baths ⋅ 2026039388 MLS

TURNKEY! (as in hang your cloths in the closet and begin living the Florida Lifestyle you have always wanted!) 2024 HOME | WATER VIEWS | WESTERN SUNSETS | FULLY FURNISHED | GATED RESORT-STYLE COMMUNITY | BALD EAGLE Protected area can be seen from back porch so no further development will block your view! Why wait for new construction when you can move into, unpack your cloths and enjoy the Florida lifestyle today! Welcome to this beautifully finished 2024 D.R. Horton home in Stonewater, offering 3 bedrooms, 2 baths, 1,816 sq. ft., and a peaceful cul-de-sac location with western water views and spectacular sunsets. This is more than a newer home—it is truly turnkey. Furnished and thoughtfully equipped, it is ready for you to move in, relax, and enjoy Southwest Florida from day one. The bright, open-concept floor plan features plank tile flooring, a spacious kitchen with stainless-steel appliances, generous cabinetry and center island, plus a split-bedroom layout providing privacy for owners and guests. The primary suite includes an upgraded shower with dual shower heads, blinds, a King Aireloom mattress, and a 40" Samsung TV with mount. The living room is ready for entertaining with an impressive 85" Samsung TV and entertainment center, plus relax on your comfortable three-piece Kane's living room set. ALSO close to Marnier High School ---- D.R. Horton is known for; •Residential Warranty Corporation (RWC) ten-year limited warranty program •National award-winning Customer Service Department.

628 Parkshore Lake AVE, Cape Coral

$439,900

3 Beds ⋅ 2.5 Baths ⋅ 2026035834 MLS

Experience resort-style lakefront living in this beautifully maintained 2022-built single-family home located in the desirable gated community of Stonewater in Northwest Cape Coral, Florida. Situated at 719 S Heather Lake Ave in a preferred non-flood zone (Zone X), requiring no flood insurance, this move-in-ready residence offers 2,202 square feet of bright, open living space featuring 3 spacious bedrooms, 2.5 bathrooms, a 2-car garage, and a versatile flex room/den perfect for a dedicated home office or guest lounge. The heart of the home showcases a modern kitchen equipped with granite countertops, upgraded appliances, and generous cabinetry, complemented by an included washer and dryer. Custom closet organizers and shelving elevate the primary suite. The attached two-car garage is extra deep, providing ample room for storage, bicycles, motorcycles, and more, with built-in overhead ceiling storage for added convenience. The garage is also pre-wired with power and includes a dedicated generator plug-in for added security and peace of mind. Step outside through sliding glass doors to the extended, screened-in lanai and outdoor patio, where electric hurricane roll-down shutters offer effortless protection. Unwind with serene, picturesque lake views surrounded by mature garden trees and lush landscaping, with the seller offering a $1,000 credit at closing toward fresh sod in the backyard. Residents of Stonewater enjoy low HOA fees of just $237 per month, which include lawn care, along with access to a resort-style heated community pool, modern fitness center, tennis courts, pickleball courts, and playground. Located minutes from the Pine Island Road shopping and dining corridor, local golf courses, boating launches, Matlacha, and convenient routes to Punta Gorda and Fort Myers, this wonderful Southwest Florida property offers the ultimate combination of comfort, luxury, and value

719 Heather Lake AVE, Cape Coral

$439,999

4 Beds ⋅ 2 Baths ⋅ 226029884 MLS

One or more photo(s) has been virtually staged, AI generated or rendered. Discover the Delray floor plan, a stunning new construction home located in Stonewater, Cape Coral’s premier gated community in the desirable northwest corridor. This DELRAY is thoughtfully designed, single level residence offers 4 bedrooms, 2 bathrooms, and 2 car garage on a HUGE lake with IMPACT GLASS windows and doors. Estimated completion date Aug 2026 Enjoy upscale finishes throughout, including 42-inch cabinetry, granite countertops, stainless steel appliances, eight-foot interior and exterior doors, upgraded base moldings and casings, and elegant tray ceilings. This home sits on a prime lakefront lot, offering tranquil water views and a peaceful backyard setting. Stonewater provides residents with resort style amenities, including a sparkling community pool, modern fitness center, children’s play area, and both tennis and pickleball courts – all within a secure, gated community environment.

583 Spring Hill Lake LOOP, Cape Coral

$418,860

4 Beds ⋅ 2 Baths ⋅ 226029875 MLS

819 STONEWATER LAKE TER, Cape Coral

$469,900

4 Beds ⋅ 2 Baths ⋅ 226023843 MLS

POOL • SPA • WHY WAIT TO BUILD? This move-in-ready 2022 home in the desirable Stonewater community offers 4 bedrooms, 2 bathrooms, and over 2,000 sq ft of thoughtfully designed living space. The open-concept floor plan features a spacious kitchen with a large island, stainless steel appliances, under-cabinet lighting, and custom closet systems in every bedroom. Outdoor living shines with an expansive 22' x 39' screened lanai, pool, spa, and dedicated fire pit area. No immediate rear neighbors provide added privacy. Conveniently located near shopping, dining, and everyday amenities. Most furnishings are available for purchase outside of the real estate transaction, providing a rare turnkey option for seasonal residents, investors, or buyers looking to move right in.

844 Heather Lake AVE, Cape Coral

$384,000

4 Beds ⋅ 2 Baths ⋅ 2026026912 MLS

This beautifully crafted 2025-built home is located in the desirable gated community of Stonewater! Offering modern finishes, thoughtful upgrades, and peaceful lake views, this 4-bedroom, 2-bath home delivers the perfect blend of comfort, style, and low-maintenance living. From the moment you arrive, you’ll appreciate the screened front entry, attractive curb appeal, and the added peace of mind that comes with being located in a NO FLOOD ZONE—meaning no required flood insurance. Built with today’s homeowner in mind, this home features impact-resistant doors and windows, exterior gutters, and a newly installed 50-amp generator hookup for added convenience. Inside, the open-concept floor plan offers a bright and inviting living space with modern touches throughout. The kitchen showcases granite countertops, 42-inch cabinetry, stainless steel appliances, and plenty of storage. Additional upgrades include upgraded baseboards and casings, custom window treatments, SMART-home capabilities, and six newly added ceiling fans for enhanced comfort. The epoxy-finished garage floor adds a clean, durable upgrade to the oversized 2-car garage. Relax and enjoy the peaceful lake views that create a beautiful backdrop for your everyday lifestyle. Stonewater offers an impressive array of amenities including a community pool, fitness center, playground, tennis courts, and scenic sidewalks—all with low HOA fees. This move-in-ready home combines newer construction, energy-efficient features, modern technology, and resort-style community living. Don’t miss the opportunity to make this exceptional Stonewater property your own! SPECIAL INCENTIVES: Unlike many new home builders, the seller is NOT charging the buyer for owner’s title insurance or state documentary stamp taxes, providing additional upfront savings at closing.

451 Spring Hill Lake LOOP, Cape Coral

$477,444

3 Beds ⋅ 2 Baths ⋅ 226023082 MLS

…QUICK CLOSING IF NEEDED…… ……………SELLER REDUCED PRICE ……EXCLUDED SPA AS SEPARATE SALE IF DESIRED ………BEST ADDITION 1000. FT. SCREENED IN LANAI WITH LED LIGHTS……ROOM FOR CUSTOM POOL. …..STONEWATER GATED COMMUNITY.......ON CRYSTAL CLEAR 60 ft DEEP QUARRY LAKE ……W/LIT FOUNTAINS…. NON FLOOD ZONE………NO FLOOD INS. NEEDED…………LOW HOA $237. month………..Only 4 min walk to ALL AMENITIES……HUGE RESORT STYLE HEATED POOL. ……W/2 RESTROOMS…….. State of the ART. FITNESS CENTER….. LIT PICKEL & TENNIS COURTS……PLAYGROUND EQUIPMENT ……..PICNIC AREA ………NEW. FRESHLY PAINTED …..INTERIOR &. EXTERIOR …..ALL TOP QUALITY PAINT …….A/C ON ENCLOSED LANAI TO ADD ADDITIONAL LIVING AREA UNLIKE OTHER MODELS… TOTAL OF 3 DEEP CRYSTAL CLEAR QUARRY LAKES. W/ LIT FOUNTAIN……… BUILT 2023…..3/2……..2002 Sq Ft Under air……….......... …..This home is very different than typical builders model……..too many UPGRADES TO LIST ……….ATTACHED. Screened in LANAI 1000 Sq .......OUTSIDE LED LIGHTS ON HUGE SCREENED IN LANAI . W/ HIGH DENCE Hedge on sides open view OVERLOOKING LAKE……. …..MOON LIGHT WITH STARS AT NIGHT ON THE LAKE……NEWLY POWER SCRUBBED RESURFACED PAVERS SEALED …..…EXTRA 400 SQ FT A/C LANAI W/ TV EXTRA LIVING SPACE TO ENJOY LAKE VIEWS AND LIT FOUNTAINS ….SPACIOUS SPLIT BEDRM. FLOOR PLAN. …….MASTER SUITE HAS FULL VIEW LAKE……2 MASTER WALK IN CLOSETS……. MASTER BATH SHOWER w/ BENCH GLASS ENCLOSURE………PRIVATE WATER CLOSET………DOUBLE SINKS………W/ EXTRA LARGE VANITY……5 FANS……..8 CLOSETS IN HOME……ALL WINDOWS THERMAL…………SMART HOME set up. ……Operate mechanicals from ANYWHERE, …..ALL WINDOW TREATMENT INCLUDED………ALL NEW KITCHEN APPLIANCES FROM BUILDER REPLACED WITH BETTER QUALITY APPLIANCES……… KITCHEN HAS HUGE AREA W LIVING /DINING ALL WITH WATER VIEWS ……. LARGE WALK IN PANTRY …..EXTRA LARGE ISLAND …….ROOM 4 BAR STOOLS ………..NEW LIGHT FIXTURES ……Laundry room. ……..Security LIGHTS. ……..ROOM for CUSTOM PRIVATE SWIMMING POOL……. HIGH CEILINGS… INTERIOR PAINT TOP QUALITY BY BEHR DYNASTY …….INTERIOR ALL CEILINGS WALLS ….SEEING IS BELIEVING ……….. … Garage Door extra strength for high winds. Manual Hurricane shutters …..GLASS DESIGN ENTRYWAY ………LAST MOVE IN READY CLIFTON ON Large LAKE with short WALKING DISTANCE to ALL AMENITIES!! ………………… . CLOSE TO SAMS, PUBLIX FOOD STORE,ALDI’S, SPORTS BARS. FITNESS CENTERS, GOURMET CAFE’S, EUROPEAN FOOD STORES AND BAKERY………, CHAIN RESTAURANTS,MEDICAL OFFICES,EMERGENCY CARE, HARDWARE,OFFICE MAX…….ALLL 5 MIN. DRIVE……………EXCLUDED from HOME SALE …. ………..SEPARATE SALE ……...8 seater Spa. 2 yrs old ………. Selected furniture

847 Stonewater Lake TER W, Cape Coral

$447,860

4 Beds ⋅ 2 Baths ⋅ 226007555 MLS

Brand-New Construction with IMPACT Glass windows and doors and other exceptional upgrades on a Premier Lakefront lot! Introducing our CORAL floor plan, a spacious and thoughtfully designed two-story home featuring four bedrooms, three full baths, a den, and a versatile bonus room – perfect for a media room, office, or additional living space. With 2767 square feet under air, this home offers both style and functionality in a stunning lakefront setting. What sets this Coral apart is its rare two-story cinder block construction and impact glass windows, allowing enhanced durability and energy efficiency not commonly found in similar homes. Elegant upgrades include: 8-foot interior and exterior doors, granite countertops in kitchen and bathrooms, designer kitchen backsplash and under cabinet lighting, screened lanai and paver driveway and lanai as well. Plenty of space for a future pool! Located in one of Cape Coral’s premier gated communities, residents enjoy a full suite of amenities, including a fitness center, tennis and pickleball courts, and a playground for the kids. The completion date for this home is May 2026. Finishings may vary - images are representational only of the model home based in that community.

575 Spring Hill Lake LOOP, Cape Coral

$364,990

2 Beds ⋅ 2 Baths ⋅ 2026003949 MLS

Looking for something modern, well maintained, close to everything yet quiet and peaceful? Come and see these two bedroom plus large den with French doors nestled in the Beautiful Stonewater community. Sit on your screened in back porch and enjoy the landscaped views just beyond your Beautiful association maintained fenced in backyard. This modern, very clean home has been enjoyed by a small family for only a couple of years and still has that brand new look and feel with a large open plan kitchen, living, and dining area to entertain friends and family alike. This kitchen comes complete with granite countertops, stainless steel appliances, and a large walk-in pantry. Bedrooms are on opposite side of the house creating wonderful privacy, large master bathroom with walking closet and 8ft Doorways throughout the home. Large den/home office or can easily be converted to a third bedroom. 2-car garage and plenty of closet space provide ample storage. The location of this home is also perfect within this community, close to all the wonderful amenities, and not too far from the entrance. Come by and take a look, we would love to see you.

836 Heather Lake AVE, Cape Coral

$315,000

3 Beds ⋅ 2.5 Baths ⋅ 225013794 MLS

BANK APPROVED PRICE!!!!! The buyer did not have the money to close!!!! Not in a Flood Zone – Gated Community Living! Bank Approved Short Sale! Discover this beautiful 3-bedroom, 2.5-bathroom home with a 2.5-car garage in a desirable gated community. Enjoy top-tier amenities, including pickleball courts, a resort-style pool, an exercise room, a picnic area, and a park. Inside, the home features granite countertops in the kitchen and bathrooms, tile flooring with carpet in the bedrooms, and an open, inviting layout. The lanai is equipped with remote-controlled Storm Smart hurricane screens, while the windows have Storm Smart accordion hurricane shutters for added protection. Experience comfort, security, and convenience in this well-appointed home—all without the worry of flood zone concerns!

288 Spring Hill Lake LOOP, Cape Coral

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