Pirate Harbor Homes with Boat Canopy/Cover Boat access

Welcome to Pirate Harbor, a hidden gem nestled in the heart of Punta Gorda, Florida, where waterfront living meets the allure of coastal adventure. This charming subdivision, located in Charlotte County, offers a unique blend of tranquility and excitement, making it an ideal destination for those seeking a vibrant lifestyle by the water.

At Pirate Harbor, you'll find an array of beautifully designed homes, many of which feature convenient boat canopies and covers, ensuring your vessel is protected from the elements. With direct access to the serene waters of Charlotte Harbor and the Gulf of Mexico, this community is a boater’s paradise. Whether you’re an avid fisherman, a weekend sailor, or simply enjoy the beauty of waterfront living, you’ll appreciate the easy access to some of Florida's most picturesque waterways.

The neighborhood is characterized by its friendly atmosphere, with residents often gathering for community events, making it easy to forge lasting friendships. Lush landscaping, scenic views, and a peaceful ambiance create a welcoming environment for families and retirees alike. Enjoy leisurely strolls along the water, or take your boat out for a sunset cruise—every day feels like a vacation in Pirate Harbor.

With its ideal location in Punta Gorda, residents have access to an array of amenities, including fine dining, shopping, and recreational activities. Experience the best of Florida living in Pirate Harbor—where your dream home and a life of adventure await!

Newest Pirate Harbor Homes with Boat Canopy/Cover Boat access

$1,145,000

3 Beds ⋅ 2.5 Baths ⋅ 226026162 MLS

Welcome to your waterfront paradise in the highly sought-after community of Pirate Harbor in Punta Gorda! This beautifully maintained 3-bedroom, 2.5-bath home offers the perfect blend of coastal charm, comfort, and peace of mind. Designed for the Florida boating lifestyle, you’ll enjoy direct Gulf access from your private dock complete with a boat lift and out door shower making spontaneous days on the water effortlessly clean. Whether you’re heading out for world-class fishing, island hopping, or sunset cruises, your next adventure begins right in your backyard. One of this home’s most valuable features is its elevated construction on pilings, offering added protection and peace of mind. Built high above grade, this home is designed to minimize flood risk while maximizing breezes, views, and long-term value. Inside, you’ll find spacious living areas filled with natural light, a functional floor plan, and inviting spaces perfect for entertaining or simply relaxing after a day on the water. With plenty of room for family, friends, or seasonal guests. Whether you’re searching for a full-time residence, a winter retreat, or an investment in one of Southwest Florida’s hidden gems, this exceptional waterfront property checks all the boxes. Waterfront homes with Gulf access, a private boat lift, and elevated construction in Pirate Harbor are a rare find. Don’t miss your opportunity to own a slice of paradise—schedule your private showing today before this incredible home is gone!

24221 W Captain Kidd BLVD, Punta Gorda

$585,000

2 Beds ⋅ 2 Baths ⋅ 2026017940 MLS

Experience the freedom of true waterfront living in the highly sought-after community of Pirate Harbor, a hidden gem offering direct boating access, world-class fishing, and the rare advantage of no HOA or deed restrictions. Enjoy the Southwest Florida lifestyle your way with the flexibility to boat, entertain, and relax without limitations. Situated on 100 feet of sailboat/powerboat canal frontage, this waterfront property features a concrete seawall, private dock, and a 10,000 lb boat lift with new risers, motors, and canopy, accommodating up to a 40-foot boat. Long canal views create the perfect backdrop for sunset cruises and waterfront living. Located just minutes to Charlotte Harbor with quick access to Boca Grande Pass and the Gulf of Mexico, this is truly a boater’s and angler’s paradise. Thoughtfully renovated with a relaxed coastal design, the home offers 2 bedrooms, 2 bathrooms, and over 1,700 square feet of living space, with 2,208 total square feet including the garage. Inside, an open layout flows seamlessly to the spacious 29’ x 16’ air-conditioned Florida room featuring removable sliding glass windows that allow you to enjoy refreshing breezes and stunning water views year-round. The kitchen combines style and function with wood cabinetry, granite countertops, abundant storage, recessed lighting, breakfast bar seating, and a convenient pass-through window to the Florida room. Just off the kitchen, a beautifully designed bonus bar area showcases wood-beamed vaulted ceilings, shiplap accent wall with shelving, pendant lighting, and ample room for entertaining. The spacious primary suite offers a large closet and private ensuite bath with tiled shower. The guest bedroom is light and bright with generous closet space, while the guest bath features a tub/shower combination and oversized vanity. Additional linen and coat closets provide excellent storage throughout the home. Step outside to a paver patio with seating and fire pit overlooking the water, creating the perfect setting for relaxing evenings and unforgettable sunsets. The backyard offers plenty of room to enjoy your private tropical oasis. Additional features include a 2024 metal roof, tankless water heater, new appliances, fresh interior and exterior paint, new gutters, a 12’ x 24’ workshop/shed built in 2020, tropical landscaping with curbing, and an attached 26’ x 17’ garage with laundry area. Newer furnishings may be negotiated separately, offering a possible turnkey opportunity. If you’ve been searching for a waterfront home with direct boating access, exceptional fishing, and no HOA restrictions, this is a rare opportunity to own in one of Southwest Florida’s most authentic boating communities.

24240 Henry Morgan BLVD, Punta Gorda

$899,900

2026020966 MLS

Discover a rare gem in the heart of Southwest Florida’s coveted Pirate Harbor community—a breathtaking half-acre lot that embodies coastal paradise. This oversized, tip-lot property, the only one of its kind available, boasts over 300 feet of pristine waterfront, offering unrivaled sailboat access to the open waters of the Gulf of America and beyond. Imagine casting off from your private dock, gliding effortlessly toward adventure, with the shimmering expanse of open water at your doorstep. Cleared with plenty of fill dirt on site, this stunning lot is a blank canvas ready for your dream home, where every day begins with serene water views and ends with vibrant, awe-inspiring sunsets. The natural beauty of Pirate Harbor surrounds you, with quick access to the region’s enchanting barrier islands—perfect for exploring hidden coves and pristine beaches. Whether you’re an avid boater, angler, or simply crave the tranquility of waterfront living, this lot delivers a lifestyle of unparalleled freedom and splendor. With the potential to split into two parcels, the possibilities are endless. Conveniently located just 15 minutes from Punta Gorda Airport, this slice of heaven combines seclusion with accessibility. Don’t miss this extraordinary opportunity to own a piece of Pirate Harbor’s coastal allure. Seller financing available with flexible, negotiable terms—inquire for more details. *Prior home on property demolished saving you money on impact fees*

24153 Henry Morgan BLVD, Punta Gorda

$699,000

3 Beds ⋅ 2 Baths ⋅ 2026011657 MLS

Pirate Harbor ! Beautifully remodeled 3-bedroom, 2-bath waterfront home situated on a desirable corner lot with stunning canal views. This move-in ready property offers direct water access and is perfect for boating enthusiasts, featuring a private boat dock with a covered lift for convenience and protection. Inside, the home has been thoughtfully updated with a modern kitchen showcasing granite countertops, new custom cabinetry, and all new stainless steel appliances. The open and inviting layout creates a perfect space for entertaining or relaxing while enjoying the waterfront lifestyle. With its prime location, stylish upgrades, and excellent boating access, this home is ideal as a full-time residence, seasonal retreat, or investment opportunity. Enjoy beautiful water views and the best of Florida living right from your backyard

24368 Blackbeard BLVD, Punta Gorda

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program (BR Program) of M.L.S. of Naples, Inc. Properties listed with brokerage firms other than this company are marked with the BR Program Icon or the BR House Icon and detailed information about them includes the name of the listing brokers. The properties displayed may not be all the properties available through the BR Program. The information provided is for consumers’ personal, non-commercial use and may not be used for any other purpose.